Nchịkọta Doc Jumbo zuru ezu
Doc Jumbo zuru ezuỌnụ ego mbinye ego gafere oke maka mbinye ego na-ekwenye ekwenye.
Ọnụego:PỊA EBE A
Ihe mmemme Doc Jumbo zuru ezu
Isi afọ 30 ka edobere & 10/6 ARM
1) Oke.LTV 80% maka ịzụrụ;Oke.LTV 70% maka C/O;
2) Oke.Ọnụ ego mbinye $3.0M;
3) Min.Nchekwa ọnwa 12 na PITIA;
4) Min.FICO 720.
Gbasara afọ 30 ka edobere
1) Mbinye ego Amt $ 400K ~ $ 4.0M
2) Max DTI ruru 50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * Mmemme a bụ naanị mkpọsa.
Nkwụnye ego nwere mmasị.Nkwụnye ego ọzọ, ọnụ ahịa dị ala!
Nkwụnye ego bụ maka CD ọnwa iri na abụọ (a ga-edorịrị na akaụntụ AAA họpụtara).
Mmasị na-adịgasị iche site na ụbọchị mmeghe.Ọnụego ahụ bụ 4.25% na 12/08/2023.
Nkwụnye ego kacha nta bụ20%nke ego ego.
1) Oke.Ọnụ ego mbinye $4.0M
2) Oke.DTI 45%
3) Min.FICO 700
PỊA EBE Aiji nweta oke LTV & FICO yana nkọwa ndị ọzọ na Matrix.
Jumbo Flyer
Akụkọ na vidiyo
Ego mgbazinye Elite Jumbo: Ebe okomoko na-ezute oke
Ịnyagharị ego mgbazinye ego Doc Jumbo zuru oke: Ntuziaka ụwa n'ezie maka ndị na-azụ ahịa nwere akara FICO dị ala➡Vidiyo
Ijikwa ego mgbazinye Doc Jumbo zuru oke: Ntụkwasị obi na ụlọ ọrụ na-abụghị ụlọ ọrụ afọ 30 ka edobere yana ụlọ enweghị ikike.➡Vidiyo
Ịgagharị mbinye ego Doc Jumbo zuru ezu: Ọrụ dị oke mkpa nke ijikwa ụgwọ ịkwụ ụgwọ nnyefe n'oge.➡Vidiyo
Kedu ihe bụ Jumbo Loan?
mbinye ego jumbo bụ ụdị ego nke gafere oke nke Federal Housing Finance Agency enweghị ike ịzụta, kwenye ma ọ bụ chekwaa ya site na Fannie Mae ma ọ bụ Freddie Mac.Ndị nwe ụlọ ga-enwerịrị ihe achọrọ kredit siri ike karịa ndị na-arịọ maka mbinye ego.Mbinye ego Jumbo na-enye gị ohere ịzụta akụrụngwa dị oke ọnụ.Fannie Mae ma ọ bụ Freddie Mac akwadoghị mbinye ego jumbo.
Na 2024, FHFA na-emeziwanye oke mbinye ego maka ụdị mbinye ego niile, ọkachasị Jumbo Loans.Biko rụtụ aka n'okpuru oke mbinye ego 2024 na California.
Oke ego mgbazinye 2024 na California County
| MGBE | 1-Unit Oke | 2-Oke nkeji | 3-Oke nkeji | 4-Oke nkeji |
| ALAMEDA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| ALPINE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMADOR | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALAVERAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CONTRA COSTA | $1,149,825 | $1,472,250 | $1,186,350 | $2,211,600 |
| DEL NORTE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EL DORADO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRESNO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLENN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMBOLDT | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Imperial | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INYO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EZE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Ọdọ mmiri | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LASSEN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ANGELES | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MADERA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARIN | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MARIPOSA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENDOCINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCED | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MODOC | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EGO | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
| NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OROMA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| Obere | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLUMAS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSIYỊA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SACRAMENTO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN BENITO | $1,149,825 | $1,472,250 | $1,779,525c | $2,211,600 |
| SAN BERNARDINO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN DIEGO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| SAN FRANCISCO | $1,149,825 | $1,472,250 | $1,779,525 | $1,867,275 |
| SAN JOAQUIN | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN LUIS OBISPO | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| SAN MATEO | $1,149,825 | $1,394,775 | $1,779,525 | $2,211,600 |
| SANTA BARBARA | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
| SANTA CLARA | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SANTA CRUZ | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SHASTA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERRA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SISKIYOU | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOLONO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SONOMA | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
| STANISLAUS | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUTTER | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEHAMA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ATO n'Ime Otu | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TULARE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUOLUMNE | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENTURA | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
| YOLO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YUBA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
