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Ebe ngwaahịa

Nkọwa ngwaahịa

Ọ bụ ezie na ọtụtụ ndị na-agbazinye ego ejedebela oke ha, anyị na-aga n'ihu na-agbasa ọnụnọ anyị n'ofe steeti dị iche iche, na-ejere ndị na-agbazinye ego na steeti 45 ozi, gụnyere ụfọdụ ahịa kachasị ike dị ka California na Texas. Ọbịbịa anyị na-agbasawanye na-enye anyị ohere ịghọta na ime mgbanwe na nuances mpaghara, hụ na ndị ahịa anyị nọ na steeti dị iche iche na-enweta nkwado mpaghara ebe ha ka na-erite uru site na ọkachamara mba anyị.Ịhazi mbinye ego ngwa ngwa,Ụdị W-9,Broker Mortgage Pụtara, Beyond omenala nnyefe ngwaahịa, anyị na-enye a nso nke niche agbazinye ngwọta na-egbo mkpa ndị ahịa kpọmkwem. Emebere ngwaahịa mbinye ego 'anaghị QM' maka ọnọdụ akụ na ụba na-adịghị mma, na-eme ka anyị bụrụ onye na-agbazinye ego maka ndị na-agbazinye ego na-adabaghị n'ụdị omenala. Anyị kwenyere na enwere ego maka onye ọ bụla, na nhọrọ mbinye ego pụrụ iche na-egosipụta ntinye anyị na ntinye aka.
- mbinye ego AAA AAA na-anaghị ekwenye ekwenye - Mbinye ego Jumbo (ego nbinye dị elu) - nkọwa mgbazinye AAA:

Enweghị aha-7

Nchịkọta

Oke mbinye ego dị elu karịa ego mgbazinye ụlọ ọrụ.

Nkọwa

1) Max DTI 43%;
2) Ego nbinye ego ruru $2M;
3) Ruo 80% Max LTV;
4) a chọrọ nkwụghachi ụtụ afọ 2;
5) Enweghị MI (Mortgage Insurance);
6) 720 ma ọ bụ karịa akara kredit;
7) Nchekwa ọnwa 12 ma ọ bụ karịa;
8) SFR, nkeji 2-4, PUDs, Condos;
9) Ngwaahịa na-abụghị AUS.

Kedu ihe bụ Jumbo Loan?

mbinye ego jumbo bụ ụdị ego nke gafere oke nke Federal Housing Finance Agency enweghị ike ịzụta, kwenye ma ọ bụ chekwaa ya site na Fannie Mae ma ọ bụ Freddie Mac. Ndị nwe ụlọ ga-enwerịrị ihe achọrọ kredit siri ike karịa ndị na-achọ mbinye ego. Fannie Mae ma ọ bụ Freddie Mac akwadoghị mbinye ego jumbo.

Kedu ka esi kọwaa mbinye ego Jumbo?

Na 2022, FHFA na-emeziwanye oke mbinye ego maka ụdị mbinye ego niile, ọkachasị Jumbo Loans. Biko rụtụ aka n'okpuru oke mbinye ego 2022 na California, ọ bụrụ na ego mbinye gị karịrị $970,800, ị dabara maka mbinye ego Jumbo. Ị nwekwara ike ịchọ oke mbinye ego 2022 na mpaghara ndị ọzọ.

Oke mbinye ego 2022 California County:

MGBE

1- Ezinụlọ

2- Ezinụlọ

3- Ezinụlọ

4- Ezinụlọ

ALAMEDA

$970,800

$1,243,050

$1,502,475

$1,867,275

ALPINE

$647,200

$828,700

$1,001,650

$1,244,850

AMADOR

$647,200

$828,700

$1,001,650

$1,244,850

BUTTE

$647,200

$828,700

$1,001,650

$1,244,850

CALAVERAS

$647,200

$828,700

$1,001,650

$1,244,850

COLUSA

$647,200

$828,700

$1,001,650

$1,244,850

MEGIDE n'ụsọ oké osimiri

$970,800

$1,243,050

$1,502,475

$1,867,275

NKE ugwu

$647,200

$828,700

$1,001,650

$1,244,850

DORADO

$675,050

$864,200

$1,044,600

$1,298,200

FRESNO

$647,200

$828,700

$1,001,650

$1,244,850

GLENN

$647,200

$828,700

$1,001,650

$1,244,850

HUMBOLDT

$647,200

$828,700

$1,001,650

$1,244,850

Imperial

$647,200

$828,700

$1,001,650

$1,244,850

Ị

$647,200

$828,700

$1,001,650

$1,244,850

KERN

$647,200

$828,700

$1,001,650

$1,244,850

EZE

$647,200

$828,700

$1,001,650

$1,244,850

Ọdọ mmiri

$647,200

$828,700

$1,001,650

$1,244,850

KA

$647,200

$828,700

$1,001,650

$1,244,850

LOS ANGELES

$970,800

$1,243,050

$1,502,475

$1,867,275

Osisi

$647,200

$828,700

$1,001,650

$1,244,850

MARIN

$970,800

$1,243,050

$1,502,475

$1,867,275

MARIPOSA

$647,200

$828,700

$1,001,650

$1,244,850

MENDOCINO

$647,200

$828,700

$1,001,650

$1,244,850

MERCED

$647,200

$828,700

$1,001,650

$1,244,850

MODOC

$647,200

$828,700

$1,001,650

$1,244,850

MONO

$647,200

$828,700

$1,001,650

$1,244,850

EGO

$854,450

$1,093,850

$1,322,200

$1,643,200

NAPA

$897,000

$1,148,350

$1,388,050

$1,725,050

NEVADA

$647,200

$828,700

$1,001,650

$1,244,850

OROMA

$970,800

$1,243,050

$1,502,475

$1,867,275

Obere

$675,050

$864,200

$1,044,600

$1,298,200

ỤBỤ

$647,200

$828,700

$1,001,650

$1,244,850

OSIYỊA

$647,200

$828,700

$1,001,650

$1,244,850

SACRAMENTO

$675,050

$864,200

$1,044,600

$1,298,200

Saint Benedict

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN BERNARDINO

$647,200

$828,700

$1,001,650

$1,244,850

SAN DIEGO

$879,750

$1,126,250

$1,361,350

$1,691,850

SAN FRANCISCO

$970,800

$1,243,050

$1,502,475

$1,867,275

SAN JOAQUIN

$647,200

$828,700

$1,001,650

$1,244,850

SAN LUIS OBISPO

$805,000

$1,030,550

$1,245,700

$1,548,100

NSỌ MATTHEW

$970,800

$1,243,050

$1,502,475

$1,867,275

SAINT BARBARA

$783,150

$1,002,600

$1,211,900

$1,506,100

SANTA CLARA

$970,800

$1,243,050

$1,502,475

$1,867,275

OBE NSỌ

$970,800

$1,243,050

$1,502,475

$1,867,275

SHASTA

$647,200

$828,700

$1,001,650

$1,244,850

SIERRA

$647,200

$828,700

$1,001,650

$1,244,850
Foto nkọwa ngwaahịa:

- AAA mgbazinye ego AAA na-anaghị ekwenye ekwenye - Mbinye ego Jumbo (ego nbinye dị elu) - Ihe nbinye AAA nkọwa foto

Ntuziaka ngwaahịa emetụtara:
Maka ọtụtụ n'ime ndị ahịa anyị, nnyefe abụghị naanị azụmahịa ego; ọ bụ ihe dị ịrịba ama ndụ. Ma ị bụ onye zụrụ ụlọ nke mbụ ma ọ bụ onye na-etinye ego nke ọma, anyị na-eji nlezianya na nlebara anya na-abịarute ngwa ọ bụla. Anyị na-ewepụta oge iji ghọta ebumnuche gị na ebumnuche gị, hụ na nnyefe gị dabara n'ọhụụ gị maka ọdịnihu gị. – AAA Lendings AAA Non-Conforming Loan – Jumbo Loan (High Loan Ego) – AAA Lendings , Ngwaahịa ga-enye n'ụwa nile, dị ka: Luxembourg, Amman, Algeria, Anyị uru bụ anyị ọhụrụ, mgbanwe na ntụkwasị obi nke e wuru n'oge ikpeazụ 20 afọ. Anyị na-elekwasị anya n'inye ndị ahịa anyị ọrụ dị ka isi ihe na-ewusi mmekọrịta anyị ogologo oge ike. Ọnụnọ nke ngwaahịa ọkwa dị elu na-aga n'ihu na-ejikọta na ọrụ anyị dị mma tupu na mgbe ọrịre ahịa na-eme ka asọmpi siri ike n'ahịa na-agbasawanye ụwa.
    • Ụlọ ọrụ ahụ na-agbaso nkwekọrịta nkwekọrịta siri ike, ndị na-emepụta ihe na-ewu ewu nke ọma, kwesịrị imekọ ihe ọnụ ogologo oge.
    Kpakpando 5Site na Gail si Manila - 2018.11.11 19:52
    Anyị nwere obi ụtọ n'ezie ịchọta onye nrụpụta dị otú ahụ nke na-eme ka ngwaahịa ngwaahịa dị mma n'otu oge ahụ dị ọnụ ala.
    Kpakpando 5Site na Carey si Kyrgyzstan - 2018.05.22 12:13

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