Ebe ngwaahịa

Nchịkọta

Jiri nkwụnye ego ọnwa 6 nke onye na-agbaziri ego na-enweta kwa ọnwa iji kwado ego ekwuru na 1003.

* Mba ọzọ ma ọ bụ ego efu adịghị

Isi ihe mmemme

7/6 ARM (5/1/5); 5/6 ARM (2/1/5)

1) Enweghị P&L achọrọ;
2) Enweghị WVOE achọrọ;
3) Enweghị nkwụghachi ụtụ isi achọrọ;
4) Mba 4506-T achọrọ;
5) ego onyinye kwere;
6) Ego nbinye ruru $2.5M;
7) Ịzụta & R / T Refinance dị.

Kedu ihe bụ Elite True Stated Income?

• Ị maara ka esi eji akụ zuru oke naanị iji ruo eru maka mbinye mgbazinye ụlọ?
• Onye na-agbazinye ego kwụsịrị ma ọ bụ jụ gị maka mmemme WVOE (Written Verification of Employment)?
• Ị nweghị ego zuru oke mgbe ịchọrọ ịzụrụ ụlọ nke gị?
• onye were gị n'ọrụ achọghị ịnye fọm WVOE ma ọ bụ imekọ ihe ọnụ?

Mmemme ahụ yiri mmemme {True Stated Income}, emebere ya maka ndị na-agbaziri ụgwọ ọnwa na ndị na-agbaziri onwe ha n'ọrụ.

Kedu ka Elite True Stated Income si arụ ọrụ?

Dịka aha ngwaahịa a, mmemme a tozuru oke na akụrụngwa. Hụ okpuru:

Ego ekwupụtapụtara pụtara na onye gbaziri ego na-ekwupụta ego ha na-enweta ugbu a EZIOKWU na 1003

(Ngwa).

Anyị na-enyocha na ego ha na-enweta kwa ọnwa nwere ike ịkwado akụ mmiri mmiri tupu emechi.

Mgbakọ:

Ngwongwo/ 6 ga-adịrịrị karịa Ego Ekwuru

Dọkịta ahụike nwere $300,000 na akụ yana ego 1003 nke $20,000 kwa ọnwa?
Ee, ọnọdụ a tozuru oke. $300,000 / 6 = $50,000 nke karịrị $20,000 ego kwa ọnwa edepụtara na ngwa a. Anyị na-eji $20,000 maka ntozu.

Masseuse na-enweta ụgwọ ọrụ onye nwere $100,000 na akụ wee kwuo na ọ na-enweta $15,000 kwa ọnwa?
Mba, ọnọdụ a erughị eru. Ọ bụ ezie na $100.000 / 6 = $16,666> $15,000 bụ ego ekwuru kwa ọnwa. ọ bụghị ihe ezi uche dị na ya ka onye na-enweta ụgwọ ọrụ masaeuse na-eme $15,000 kwa ọnwa.

Onye ọchụnta ego na-ebubata/ebupụ na-arụ ọrụ nke ya nwere $500,000 na akụ yana ego enwetara nke $100,000 kwa ọnwa?
Ee, ọnọdụ a tozuru oke. $500,000 / 6 = $83,333 & onye gbaziri ego kwuru $100,000 kwa ọnwa. Agbanyeghị naanị $83,333 ka ejiri maka ebumnuche ntozu.

Ọ bụrụ na anyị họrọ Elite True Stated Income, onye na-agbaziri agbaziri ga-achọrọ naanị ka ọ nye ego dabere na ngwa nbinye ego (1003). A ga-eji ego a na-enweta iji gbakọọ ụgwọ ruru eru na oke ego.

Onye nwere ike itinye akwụkwọ maka Elite True Stateed Income?

Dịka e kwuru n'elu, ihe ọ bụla ị bụ onye na-akwụ ụgwọ ụgwọ ma ọ bụ onye na-akwụ ụgwọ onwe ya, ị nwere ike itinye akwụkwọ maka Elite True Stated Income. Maka onye na-agbaziri ụgwọ ọnwa, akwụkwọ pụrụ iche adịghị mkpa mgbe itinye ego nbinye ụlọ ọhụrụ na onye na-agbazinye ego na-abụghị QM. N'ihi na onwe-arụrụ ọrụ borrowers ma ọ bụ 1099 borrowers, a CPA leta a chọrọ.