Ebe ngwaahịa

Nchịkọta

Nkwupụta ụlọ akụ Pọtụfoliyo
Pọtụfoliyo DSCR
Pọtụfoliyo Mba Ọzọ DSCR

* Na-ere ahịa naanị

Nkọwa

1) 5/6 ARM 30 Day Nkezi SOFR (5/1/5);
2) Nkwụghachi ụgwọ n'okpuru paragraf 1: 2;
3) Ọnụ ego mbinye ego $500,000 - $5,000,000.

* Ngụkọta ịzụ ahịa karịrị nke anabataghị

Nkwupụta ụlọ akụ Pọtụfoliyo

1) UW Ụgwọ $1495 & Ụgwọ nhazi $845;

2) Ụgwọ nlebanya ntụkwasị obi/Ngwaọrụ $300, ma ọ bụrụ na ọdabara;

3) Ego nkwuputa ụlọ akụ kacha. LTV 65%;

4) Nkwupụta ụlọ akụ - mmasị naanị Max. LTV 60%;

5) Min. Ọnụ ego mgbazinye $500,000;

6) Mba Ọzọ - Ọ bụghị onye ruru eru;

7) 18-ọnwa tupu ugwo ntaramahụhụ bụ hà 6 ọnwa mmasị;

8) Min. 12 ọnwa PITIA na ihe onwunwe dị ka idobere;

9) Ewezuga: ikpe site na ikpe maka ego mbinye ego ≤ $ 500k na 0.5 gbanwere na ụgwọ.

Pọtụfoliyo DSCR

1) UW Ụgwọ $1495 & Ụgwọ nhazi $845;

2) Nlebanya ntụkwasị obi/Ngwaọrụ $300, ma ọ bụrụ na ọdabara;

3) Min. Ọnụ ego mgbazinye $500,000;

4) Mba Ọzọ - Ọ bụghị onye ruru eru;

5) Opekempe DSCR 1,000;

6) mbinye ego emere onye okike - Enweghị ndị na-agbaziri ego;

7) Ngwongwo Unit 2-4 tozuru oke yana mbelata 5% na Max. LTV/CLTV na Matrix;

8) 18-ọnwa tupu ugwo ntaramahụhụ bụ hà 6 ọnwa mmasị;

9) Min. 12 ọnwa PITIA na ihe onwunwe dị ka idobere;

10) Ewezuga: ikpe site na ikpe maka ego mbinye ego ≤ $ 500k na 0.5 gbanwere na ụgwọ.

Pọtụfoliyo FN DSCR

1) UW Ụgwọ $1495 & Ụgwọ nhazi $845;

2) Nlebanya ntụkwasị obi/Ngwaọrụ $300, ma ọ bụrụ na ọdabara;

3) Nlebanya mba ọzọ $250;

4) Min. Ọnụ ego mgbazinye $500,000;

5) Opekempe DSCR 1,000;

6) Mmasị naanị - Anaghị ekwe;

7) Ike nke onye ọka iwu - Anaghị ekwe;

8) Ntaramahụhụ ịkwụ ụgwọ tupu (naanị onye ọchụnta ego) bụ ọnwa 18 yana ọmụrụ nwa ọnwa isii.

9) Min. 12 ọnwa PITIA na ihe onwunwe dị ka idobere;

10) Ewezuga: ikpe site na ikpe maka ego mbinye ego ≤ $ 500k na 0.5 gbanwere na ụgwọ.

Otu esi agbakọ Pọtụfoliyo DSCR?

A ga-agbakọ DSCR dịka ndị a: DSCR = *Net Rental Income ÷ Ịkwụ Ụgwọ Kwa ọnwa (P na naanị m);

* Netwọk ego mgbazinye = nnukwu mgbazinye ego * (1 – ihe na-emefu);

Ihe ndị na-emefu ego: Ihe onwunwe na-enweghị HOA = 25%, Ihe onwunwe nwere HOA = 30%;

Mgbazinye ụlọ ga-adị ntakịrị na: Ego mgbazinye ugbu a ma ọ bụ ego dị na 1007 nke onye nleba anya nyere na-egosi atụmatụ ịgbazinye ego ahịa.